Cartersville Georgia Real Estate Blog

Understanding Credit Scores & First-Time Homebuyer Programs – Insights with Sean & Erin Stepp

When it comes to buying a home, understanding your credit score and knowing about first-time homebuyer programs can make a significant difference. Sean, along with Erin Stepp from Fairway Mortgage, our trusted local lender, is here to shed some light on these important topics.

A common question that potential homebuyers have is, "What credit score do I need to qualify for a mortgage?" Erin explains that while the required credit score can vary depending on the lender and the type of loan, generally, a score of 580 or higher is preferred. 

Another popular question is whether there are any special programs for first-time homebuyers. Erin shares that there are indeed several programs designed to help first-time buyers get into their dream homes. These programs often offer benefits such as lower down payments, reduced interest rates, and assistance with closing...

Top Things to Do in Cartersville This Spring and Summer

As the days get longer and the weather warms up, there's no better time to explore all that Cartersville has to offer. Jessica and Karma are excited to share some of their favorite spring and summer activities in and around this charming town. Whether you're a local or just visiting, these recommendations are sure to help you make the most of the season.

One of the highlights of spring and summer in Cartersville is the vibrant Cartersville Farmers Market. Held weekly from May to September, , this market is the perfect place to pick up fresh, locally grown produce, homemade goods, and unique crafts. It's a great way to support local farmers and artisans while enjoying the community atmosphere.

For music lovers, the Music By The Tracks events are a must. These outdoor concerts feature a variety of local bands and artists, providing the perfect backdrop for a relaxed...

Why Reading Seller's Disclosures is Crucial in Real Estate Transactions

When you're entering the world of real estate, whether buying or selling a home, understanding the significance of seller's disclosures is crucial. In this informative video, Jenny Smith from Jenny Smith Realty delves into why these documents are not just a formality, but a vital part of the real estate transaction process.

For Sellers: The Importance of Full Disclosure

As a seller, your integrity and the success of your sale depend significantly on the transparency of your disclosures. It's essential to disclose all known issues with the property—both positive and negative aspects. This isn't just about adhering to legal requirements; it's about building trust with potential buyers and preventing future legal claims. Jenny explains how detailed and honest disclosures can help protect you as a seller and make your property more attractive to informed buyers.


Just Listed in Rydal at 303 Long Road by Jenny Smith and Associates

Welcome to 303 Long Road in Rydal, Georgia! This stunning custom-built traditional home offers timeless charm and serene living on a sprawling nine-acre lot. Join us as we explore the beautiful features and tranquil surroundings of this remarkable property.

Home Features:

- 3 Bedrooms, 2.5 Baths: Designed with comfort and elegance in mind, this home provides ample space for family living and entertaining.

- Gorgeous Brickwork: The exterior features beautiful brickwork and a spacious front porch that wraps around both sides of the house, perfect for relaxing and enjoying the peaceful surroundings.

- Custom-Built Interior Features: Step inside the spacious foyer to discover unique custom-built features, including trim and transom windows on the main level and window seats in the upstairs bedrooms.

- Delightful Sunroom: Surrounded by trees, the sunroom...

Why Online Mortgage Calculators Can Be Misleading – Expert Advice from Jessica & Erin Stepp

When you're in the market for a new home, it's tempting to rely on online mortgage calculators to get a quick estimate of what you can afford. However, Jessica and Erin Stepp from Fairway Mortgage, our trusted local lender, want to share an important message: "Buyers beware!" As Erin jokes, the mortgage numbers you see online might not be accurate or reflect the best programs available for you.

Online mortgage calculators are convenient tools that provide a rough estimate based on general inputs like home price, down payment, interest rate, and loan term. While they can offer a ballpark figure, they often fail to account for crucial factors such as your credit score, debt-to-income ratio, and specific lender requirements. These variables significantly impact the mortgage terms you qualify for and the loan options best suited to your financial situation.

Erin emphasizes...

Discover Outdoor Fun in Bartow County: Top Activities and Attractions

Are you thinking about moving to Bartow County and wondering what outdoor activities are available? In this video, our team at Jenny Smith and Associates explores the best things to do outside in Bartow County. From the scenic Red Top Mountain State Park to the vibrant festivals and events in Cartersville and Adairsville, there's something for everyone! Join us as we share our favorite outdoor spots and activities that make Bartow County a great place to live and explore.


Just Listed in Sugar Valley at 894 Deerfield Lane Northwest by Jenny Smith and Associates

Welcome to 894 Deerfield Lane, a prestigious residence set on 8.5 acres of pristine woodland in Sugar Valley. This estate offers 2,700 square feet of living space designed to blend seamlessly with its natural surroundings, providing a perfect retreat for those who cherish privacy and elegance.

As you step inside, you're greeted by a beautiful entryway leading into a stunning living area, illuminated by abundant natural light streaming through large windows that offer breathtaking panoramic views of the mountain scenery and lush landscape. The heart of the home is its gourmet kitchen, featuring hand-crafted cherry wood cabinetry, open shelving, a butler’s pantry, and a grand island with sleek granite countertops, ideal for casual dining or entertaining guests.

The home includes two owner's suites, one conveniently located on the main level and another upstairs, each boasting its...

Just Listed in Adairsville at 1656 Highway 140 by Jenny Smith and Associates

Discover the epitome of luxury living in Adairsville with this stunning 5-bedroom, 4-bathroom estate. Spanning 4,949 sq. ft. across 32 acres of private, picturesque landscapes, this property offers unmatched tranquility and seclusion.

Key Features:

5 Bedrooms, 4 Bathrooms
Expansive 4,949 sq. ft. Living Space
Independent Lower-Level Guest Suite with Separate Entrance
Owner’s Suite with Vaulted Ceilings and Spa-Like Shower
Open Living Area with Beamed Ceilings and Natural Light
Outdoor Oasis with Stonework Patios and Walking Trails
On-Site Disc Golf Course and Equestrian Space
Whether you're entertaining guests or enjoying a peaceful retreat, this estate has it all. Schedule your exclusive tour today and step into the life you've envisioned.


Just Listed in Taylorsville at 139 Corson Trail by Jenny Smith & Associates

Welcome to 139 Corson Trail, Taylorsville, a stunning property that epitomizes comfort and tranquility. Nestled on a spacious 2-acre lot, this 1,890 square foot home features 3 bedrooms, 2 bathrooms, and an array of modern amenities. Join us on a tour of this beautifully maintained home that's perfect for anyone seeking a blend of modern living and serene countryside charm.

Key Features:

- Spacious Living Room: A large, inviting space with a cozy fireplace and elegant built-ins, ideal for relaxation and family gatherings.
- Modern Kitchen: Fully equipped with stainless steel appliances, white cabinetry, and a large island with seating – perfect for the aspiring chef or casual dining.
- Luxurious Primary Suite: Offers privacy and luxury with a double shower in the ensuite bathroom.
- Outdoor Living:Features a deck overlooking the yard, ideal for outdoor entertainment or quiet...