Market Update

What is homestead exemption, do I qualify, and how do I apply?

What is homestead exemption?

Homestead exemption is a legal provision that allows a homeowner to protect the value of their primary residence from creditors and property taxes. The purpose of homestead exemption is to provide homeowners with financial protection and stability by allowing them to retain ownership of their home, even if they encounter financial difficulties or incur debts.

How do I apply for homestead exemption?

File the application with your county's tax commissioner's office or tax assessor's office by April 1st to be applied for the current tax year.

Cherokee County: Apply In Person at the Tax Assessors Office

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My Crazy Predictions for 2023

For all you real estate veterans out there, you know it can be tough to predict what's going to happen in the market, and in no way am I claiming to have a crystal ball. But from my research and what I'm seeing happening currently in the market here are a few of my crazy predictions for the 2023 real estate market:

1. There is no housing bubble…thank goodness!!
2. Mortgage rates will drop.
3. Don't expect inventory to grow significantly.
4. No buyer's market but more of a balanced one.
5. Sellers will have to be more realistic.
6. New construction is likely to continue increasing as builders try to keep up with the demand for single-family homes.
7. Affordability will continue to be a major issue as prices rise due to lack...

How are interest rates affecting the market?

This morning we were at a new listing and thought we would give you a little market insight. But I do have to say at the end the entire team started laughing at me... I need to know are you familiar with this saying...

Jenny Smith and Associates wants to give buyers an update about the shift in the real estate market

Jenny is sharing how the current market has changed for properties in Cartersville and how buyers have leverage.

Jenny wants to know if home buyer, home seller, or home maintenance tips are more relevant for you

We want to hear from you! It is important to us that we’re giving you advice, information, and tips that benefit you. So, comment or message to let us know what you’d like to see more of.

Be sure to comment and tell us know if you own a small business! We would love to be able to connect and refer business to you!

Market Update: Are We Headed for a Crash?

Ready for your mid-August market update? Let's talk cooling and crashing and after you watch the video let me know if you think we are in a cooling phase or a crashing phase?

Jenny Smith and Associates' Top 10 Restaurants

When it comes to restaurants, the list never seems to end. That's why we figured we'd compile a list of 10 restaurants around Northwest Georgia that we think that deserves your attention!

Comment your go to's, we would love to try them out!

Download your free top 10 restaurant recommendation here.

Jenny Smith and Associates New Listings!

We have lots of new listings this weekend and some waiting on you to fall in love with them! Call me and we'll set up some appointments to get in them.

The Interest Rate On Rent Is 100%!

Do you want to pay your landlord's mortgage?  Or do you want to build equity for yourself? 

If you want to learn more about appreciating home values and building equity, give me a call!!