Market Update

Jenny, are you looking to hire new agents for your team?

Jenny, are you looking to hire new agents for your team?

"Jenny, are you looking to hire new agents for your team?”
Absolutely! We’re always looking for new talent. We have systems in place ready for you to hit the ground running! If you’re interested, reach out to me and we’ll grab coffee

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Word of the year: 'AFFORDABILITY'

Word of the year: "AFFORDABILITY"

The new real estate buzz word will be "affordability". We are going to start hearing this word everywhere.

325k loan at 3.75%/30 yrs = $1,505 monthly

325k loan at 6.25%/30 years = $2,001 monthly

What feels like overnight, the house you have had your eye on would now cost $5,952 more per year.

But what if you need your payment to stay the same? You went from a $325k house to a $244,00 house.

This changes the buying environment and the housing market dramatically. Affordability is the new buzz word in housing.

How do you think...

What Makes JSA Team Different?

What Makes JSA Team Different?

When you choose to work with Jenny Smith and Associates you are choosing to work with a team who is here for YOU. We work hard. We work smart. We want to make your dreams come true! Whether you're in the market to buy a new home or sell your current one, we would love to talk to you!

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How To Find a Deal in Today's Market

How To Find a Deal in Today's Market

Finding a deal in today's market can feel overwhelming. And it can be easy to get in the mindset of "I gotta get the best deal I can." If you're wondering how you can find a deal in this market, watch this video and I'll give you my tips for finding your next perfect home and making sure you're getting the best deal.

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Just Listed in Cartersville at 40 Weems Spur SW by Jenny Smith and Associates

Just Listed in Cartersville at 40 Weems Spur SW by Jenny Smith and Associates

Welcome home to this newly renovated ranch in Cartersville! This home features open concept living and dining spaces, perfect for entertaining! Speaking of which, you're going to love this kitchen with modern cabinetry and granite countertops. The primary suite boasts a spacious walk in closet. The best of both worlds - enjoy being just a couple minutes away from everything you need while also having privacy on four acres of your very own!

If this is the home that you are looking for, give us a call! 

O: (770) 607-7400
M: (678) 431-0731

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Just Listed in Adairsville at 324 Woody Road by Jenny Smith and Associates

Just Listed in Adairsville at 324 Woody Road by Jenny Smith and Associates

Tucked away on a sprawling 12.37 acres of lush farmland, this delightful Adairsville residence offers the laid-back country living of your dreams! Columns line your covered porch, an ideal spot to admire the views on leisurely afternoons. Inside its 4-bedroom, 3-bath layout, a fusion of neutral tones, elegant millwork, and wood-style flooring cascade across your open entertaining areas. Radiating warmth throughout, a raised hearth brick fireplace draws your guests into the living room. Graceful archways lead from your sun-soaked dining room to the adjacent kitchen.

Exuding character, the kitchen has a full set of appliances, beautiful cabinetry, and granite countertops extending to the 2-seater island and breakfast bar. Wake up to picturesque vistas...

Buying vs Renting: Let's take a look at some pros and cons

To buy or to rent... that is the question.⁠
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While everyone's situation is different, there are some pros and cons to both renting and buying that apply to most scenarios.

"Landlords grow rich in their sleep without working, risking or economizing." - John Stuart Mill

"The bottom line: Investing in real estate is smart because property  is tangible. People always have and always will need a shelter." -Kathy Fettke, Investor

RENTING PROS

- Landlord pays for maintenance

- Flexibility to move around

- No closing costs

- No housing expenses

RENTING CONS

- You don't build equity

- Limited customization to home

- Rent increases overtime

- Landlord might sell

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Is there a shift in the housing market?

Is there a shift in the housing market?

We are all seeing headlines about the housing market crashing, the big bubble we're in, the sky is falling…..you name it, I’m sure we’ve seen it.

Here are our thoughts on this:

1) Media sources get paid for titles that sell and gain readers. Everything is always elevated.

2) Is the Market Shifting?
Yes, there is a subtle shift happening right now.
Why? Interest rates and buyer affordability.

Last year, interest rates were in the 2%’s.
Today, the average 30-year fixed is 5.45%.

Simply put, when interest rates go up buyers can’t afford to buy as high.

What we do know:
✅Pending sales are still outpacing new listings and buyer demand is still high.
✅Pending sales are still over 100%, meaning...